rht;ft;rd; khepy murkd;wk; kw;Wk; rht;ft;rd; efu epHthfk; 2003y; caHjukhd xj;Jioj;J Kd;Ndw;Wk; murpay; topfhl;Ljiy epiwNtw;wpaJ. ,e;j topfhl;Ljy;> FbNaWk; kf;fs; jkJ njhopy;> r%f> fyhr;rhu> nkhop kw;Wk; ehshe;j murpaypy; vt;thW jk;ik Kd;Ndw;w KbAk; vd;gij vLj;Jf; fhl;Lfpd;wJ. ,jd;%yk; rht;ft;rd; khepyk; kw;Wk; efuk; rht;ft;rd; gpuNjrj;jpy; xj;Jioj;J Kd;Ndw;Wk; re;jHg;gq;fis jpwikahf;FtJld; xd;WNrHe;J tho;tij Cf;Ftpf;fTk; Jbg;Gld; nrayhw;wptUfpd;wJ.
Integres vd;gJ rht;ft;rd; gpuNjrj;jpd; xj;Jioj;J Kd;Ndw;Wk; JiwrhH epiyakhFk;. ,q;F jdpegHfs; kl;Lky;yhJ epWtdq;fs; kw;Wk; jpizf;fsq;fs; kw;Wk; mikg;Gfs; Nghd;witAk;> mtHfSf;F VjhtJ Njitfs; ,Ug;gpd; my;yJ xj;Jioj;J Kd;Ndw;Wjy; kw;Wk; FbtuT Fwpj;j Nfs;tpfs; ,Ug;gpd; MNyhridfisg; ngw;Wf;nfhs;thHfs;.
ntspehl;ltHfs;- kw;Wk; xj;Jioj;J Kd;Ndw;Wk; rl;lk; (AIG) xj;Jioj;J Kd;Ndw;Wk; msTNfhiyj; jPHkhdpg;gJld; ntspehl;L Mz;fs; kw;Wk; ngz;fspd; xj;Jioj;J Kd;Ndw;Wk; jilfisj; jtpHg;gjd; %yk; mtHfspd; xj;Jioj;J Kd;Ndw;Wk; tplaj;ij Nkk;gLj;;Jtij Nehf;fkhff; nfhz;Ls;sJ. mNjNtis xj;Jioj;J Kd;NdWtjpy; nrhe;jg; nghWg;GzHitf; fl;lhakhff; NfhUfpd;wJ. ,jpy; xU nfhs;if cs;sJ: ntspehl;Lg; gpu[hThpik cila egHfs; vt;tsT chpikfisg; ngWfpd;whHfNsh> mt;tsT jpwikahf xj;Jioj;J Kd;NdWthHfs;. ,jd; mHj;jk;> nkhopawpT tpNrlkhf jq;Fkpl mDkjpAld; neUf;fkhf ,ize;Js;sJ. gpd;tUk; xj;Jioj;J Kd;Ndw;Wk; msTNfhy;fs; AIG ,y; filg;gpbf;fg;gLfpd;wd:
xj;Jioj;J Kd;Ndw;Wk; msTNfhiy g+Hj;jpnra;ahtpl;lhy;> tjptpl mDkjp ePbf;fg;glhJ tplg;glyhk; my;yJ jpUk;gg; ngwg;glyhk;. epue;ju mDkjpAk; jpUk;gg; ngwg;glyhk; my;yJ tjptpl mDkjpahff; juk; Fiwf;fg;glyhk;. ,JNghd;Nw FLk;gk; xd;WNrHjy; kWf;fg;glyhk; my;yJ gpu[hThpik ngWjy; epuhfhpf;fg;glyhk;.
Rtp]; xU gy; nkhop NgRk; ehL. ed;F jpwikAld; nraw;gLk; njhlHghly; vd;gNj xj;Jioj;J Kd;Ndw;Wtw;fhd jpwTNfhyhFk;. njhlHghly; vd;gJ> tpsq;fpf;nfhs;tJ kw;Wk; tpsq;fr;nra;tJ. nghJthd xU nkhop vd;gJ ,jw;F mj;jpthukhf mikfpwJ. rht;ft;rd; khepyj;jpy; nlhr; Ngrg;gLfpd;wJ. cj;jpNahfg+Ht nkhop nfhf;nlhr;. ehshe;j tho;tpy; Rtp]; nlhr; Ngr;Rtof;fhfg; ghtpf;fg;gLfpd;wJ. ehshe;j tho;tpy; kw;Wk; njhopy; cyfpy; nlhr;ir tpsq;fpf;nfhs;tJ kw;Wk; fijg;gJ xU epge;jidahFk;. xd;whfr; NrHe;J tho;tjw;F nghJthd nkhop xU Kf;fpa mbg;gilahf mikfpd;wJ.
rht;ft;rd; gpuNjrj;jpy; gy vz;zpf;ifahd nlhr; tFg;Gfs; cs;sd.
,jw;fhd trjpfs; tphpthf cs;sd. toikahd nlhr; tFg;GfSld;> gps;isfs; guhkhpg;Gldhd jha;khUf;fhd tFg;G> ,isNahUf;fhd kw;Wk; ,sk; tajhd nghpNahHfSf;fhd njhopw;fy;tp Nehf;fj;Jld; my;yJ gps;isfs; kw;Wk; NtW FOtpdUf;fhd trjpfs;. nghUj;jkhd trjpfis NjHe;njLg;gjw;F Integres(,d;nufpnw];) cq;fSf;F MNyhrid toq;Fk;.
Rtprpy; tpj;jpahrkhd tjptpl mDkjpfisg; ngWtjw;F Fwpg;gpl;l nkhopawpT mjDld; ,ize;Js;sJ. mj;Jld; njhopw;fy;tp- kw;Wk; njhlHe;J fw;gJ my;yJ njhopy;Ghptjw;F jFe;j nkhopawpT Njitg;gLfpd;wJ. ,ij xU nkhopr rhd;wpjo; %yk; mj;jhl;rpg;gLj;j Ntz;Lk;. ,JFwpj;j xU gpuRuj;ij Integres ,d; ,izaj;jsj;jpy; fhzyhk;.
ed;F NrHe;J nraw;gLtjw;F xd;WNrHe;J fye;JiuahLjy; mbg;gilahd epge;jidahFk;. fyhr;rhuq;fSf;fpilNaahd nkhopngaHg;G vd;gJ xU thHj;ijia nkhopngaHg;gjw;Fk; Nkyhfr; nrd;Wnfhs;fpd;wJ. gy tpj;jpahrkhd ehLfs;> fyhr;rhuq;fspypUe;J te;jpUg;gpDk; ngWkhdq;fis kjpg;gpLtjw;Fk;> xU epfo;it jkJ nrhe;jg; ghHitapy; Ghpe;J nfhs;tjw;Fk; ,J re;jHg;gq;fis Vw;gLj;Jfpd;wJ. ,jDhlhf ngwg;gl;l ghJfhg;G> ,jpy; gq;FngWk; midj;J egHfSk; jpwikAld; nrayhw;Wk; epiyia mjpfhpg;gJld; NjhoikAld; nrayhw;Wk; jPHkhdq;fSf;F topfhl;b mij ,yFthf;Ffpd;wJ. JiwrhH epiyakhd Derman njhlHGfis Vw;gLj;JtJld;
nkhopngaHg;G-> njhiyNgrpapy; nkhopngaHg;G-> MjuTtoq;fy;- kw;Wk; nkhopngaHg;Gr;Nritfs; kw;Wk; epGzj;Jtkhd tifapy; <Lgtjw;F mutizg;G toq;Ffpd;wJ. ,e;jj; JiwrhHepiyaj;ij jpq;fl;fpoik njhlf;fk; nts;spf;fpoik tiu mYtyf Neuj;jpy; njhlHG nfhs;syhk; my;yJ kpd;dQ;ry; kw;Wk; ,izaj;js Ntz;LNfhs; gbtk; Clhf njhlHGnfhs;syhk;. jpwe;jpUf;Fk; ,e;j Neuq;fs; jtpHe;j Vida Ntisfspy; tUlj;jpy; 365 ehl;fSk; ve;j Neuj;jpYk; jQ;r mikg;G #hpr; (aoz) ,d; njhiyNgrp nkhopngaHg;Gr;Nrit xUrpy epkplq;fSf;Fs; JiwrhH nkhopngaHg;ghsHfis 50f;F Nkw;gl;l nkhopfspy; toq;Ffpd;wJ.
rht;ft;rd; khepyk; Fwpj;j kpf mjpfkhd jfty;fis ,izaj;jsq;fspy; my;yJ Clfq;fspy; ePq;fs; ngw;Wf;nfhs;syhk;. tpNrlkhf gpuNjr hPjpahd gj;jphpiffs; cq;fSf;F ,e;jg; gpuNjrj;jpy; tho;tJ Fwpj;J tpguq;fis toq;Fk;. ePq;fs; ,itfspy; njhopypl- kw;Wk; tPl;L tpsk;guq;fis> epfo;r;rpfs; gw;wpa Fwpg;G> mNjNghd;W Njitg;gLk; Kfthpfisf; fhzyhk;.
rht;ft;rd; khepyk; kw;Wk; efuq;fspd; ,izaj;jsj;jpy; gpuNjrj;jpd; Kf;fpa epfo;Tfs; Fwpj;j jfty;fisf; fhzyhk;.